Learn about how we are improving the lives of people in our community through financial empowerment.

Your quality of life is our priority.

Southern Prime Lending Inc. is a Georgia based residential lending company. We specialize in conventional and FHA home loans and offer competitive lending rates.

We provide new and existing homeowners  affordable home ownership while also offering the best financial advice for each customer.

In addition to home loans, we offer rate, term refinances and cash out refinances.


Our company is affiliated with Kittle Homes, a construction company with four generations of home building experience. Our mission is to provide a smooth and transparent experience for your home mortgage needs.

Buying a home is a rewarding experience. You derive a great deal of personal satisfaction from owning a home. Homeownership allows you to build up your personal net worth over time. Traditionally, long-term increases in housing prices nationwide make homeownership a relatively attractive investment.

Meet the Southern Prime Team

Zac Kittle

As a fourth-generation builder I know how difficult the mortgage process can be. I knew there had to be a better way and I started on my quest to build a better mortgage company. The process of buying a home should be an exciting time in someone’s life. I have seen so many buyers happy and excited only to end up feeling stressed and frustrated. 

Southern Prime Lending was born out of my desire to make the process more personable, stress free and convenient. Our loan originators are all local. They are here to walk you through the process and will even come to you. We know how important it is to keep the lines of communication open and to keep you informed. We are committed to providing personal service that makes home buying a pleasure.

I look forward to working with everyone on this big step in your life. Thank you for considering Southern Prime Lending!

John Pringle

John Pringle is a 35 year Georgia native and retired US Army Reserve Major. He started his first career with Equifax and retired from there to being a residential loan officer and is 50% owner of Southern Prime Lending. Homeownership is a common goal and most people's biggest asset and it is his personal belief to help everyone achieve the dream of owning a home. With over 40 years of experience in the financial and credit industry, the loan process is smooth and seamless.

Heather Anderson

Heather Anderson is a Georgia native. For the past two decades, she has run a successful self-employed business relying solely on customer referrals for growth. Families are her business. Heather joined Southern Prime Lending in August of 2019 as a "Loan Originator." Heather will strive to deliver the best experience for your family to make homeownership a reality.